Guides
230 guides, every one written from IRCC's published rules and the insurers' policy wordings, with a direct answer at the top, sources at the bottom and a review date. Start with the hub for your situation.
Super visa insurance (78)
Rules, cost, monthly plans, pre-existing conditions, refunds, claims and every how-to.
- Super visa insurance: the policy IRCC requires, bought in 3 steps
- How much is super visa insurance in 2026?
- Super visa insurance claims: what happens when a parent is hospitalized
- Super visa insurance for couples
- Super visa insurance refunds and cancellation
- Super visa insurance with monthly payments
- Super visa requirements 2026: income, insurance, processing times
- Renewing super visa insurance for years 2 to 5
- How to buy super visa insurance, step by step
- Super visa insurance and side trips
- Super visa insurance statistics 2026
- Super visa insurance deductibles: the numbers
- How to renew super visa insurance, year 2 to year 5
- Which super visa insurance is best? Every insurer compared (2026)
- How to cancel super visa insurance
- Super visa insurance at the port of entry
- What does 'stable' mean in super visa insurance?
- Is $100,000 of super visa insurance enough?
- Monthly vs annual super visa insurance: which costs less in total?
- Super visa insurance sample certificate: field by field
- Switching super visa insurance insurers
- Is super visa insurance tax deductible in Canada?
- How to read your super visa insurance policy
- Super visa insurance with pre-existing conditions
- What is the free look period on super visa insurance?
- How to add a second parent or spouse to super visa insurance
- Can my parent work or study in Canada on a super visa?
- How to upload proof of super visa insurance to IRCC
- What happens to the insurance if the super visa is refused?
- How to change the start date of super visa insurance
- What does the CBSA officer check on super visa insurance?
- What happens to super visa insurance at 65, 70 and 80?
- Can I buy super visa insurance from outside Canada?
- Early return: how the pro-rata super visa insurance refund works
- Repatriation in super visa insurance, explained
- Super visa insurance claim denied: what to do next
- How to complain to OLHI about a super visa insurance claim
- How to get a refund on super visa insurance if the visa is refused
- Super visa insurance with a cancer history
- Direct billing with super visa insurance: how it works and what if the hospital demands payment
- Super visa insurance with a thyroid condition
- Visitor insurance vs super visa insurance: what is the difference?
- What if super visa processing takes longer than the insurance start date?
- How to extend a super visa stay from inside Canada and keep the insurance aligned
- Super visa insurance with dementia
- Super visa insurance with diabetes
- Super visa insurance with epilepsy
- Super visa insurance emergency: what to do first
- Super visa insurance with Parkinson's disease
- Super visa insurance with sleep apnea
- Cancellation fees by insurer: the full table
- Super visa insurance with hypertension
- How to fill in the super visa insurance medical questionnaire
- 14 mistakes that get super visa applications refused
- Do both parents need separate super visa insurance policies?
- Super visa insurance after a stroke or TIA
- Super visa insurance after recent surgery
- Super visa insurance when the blood thinner changed
- Super visa insurance with kidney disease
- Does super visa insurance cover follow-up care and prescriptions after an emergency?
- Hospital bills without insurance: what a visiting parent is charged in Ontario
- Super visa insurance when the insulin dose changed
- Super visa insurance with COPD or asthma
- Super visa insurance with heart conditions
- Super visa insurance with high cholesterol
- How to buy super visa insurance for a parent already in Canada
- Super visa insurance after a stent or bypass
- Super visa insurance with atrial fibrillation
- Super visa insurance with multiple pre-existing conditions
- Misrepresentation and voided policies: what happens if the questionnaire was wrong?
- Super visa insurance with obesity or after bariatric surgery
- Super visa insurance with arthritis or on a biologic
- Does super visa insurance cover doctor visits, dental and prescriptions?
- Super visa insurance with mental health medication
- Super visa insurance with osteoporosis or a recent fracture
- Super visa insurance with a pending test or specialist referral
- Stability periods by insurer and age: the full super visa matrix
- The medical questionnaire by insurer: who asks, at what age, and what
Insurer reviews and comparisons (24)
Who underwrites each brand, what each covers, how they compare, how to claim.
- GMS super visa insurance review (2026)
- TuGo super visa insurance review (2026)
- Travelance super visa insurance review (2026)
- 21st Century super visa insurance review (2026)
- Secure Travel super visa insurance review (2026)
- Allianz Global Assistance vs TuGo super visa insurance: side by side
- How to make a claim on GMS super visa insurance
- Manulife CoverMe super visa insurance review (2026)
- TuGo vs Manulife CoverMe super visa insurance: side by side
- How to make a claim on TuGo super visa insurance
- GMS vs Destination Travel Group super visa insurance: side by side
- Secure Travel vs GMS super visa insurance: side by side
- Super visa insurance underwriters explained: brand, underwriter, assistance company and MGA
- Destination Travel Group super visa insurance review (2026)
- Allianz Global Assistance super visa insurance review (2026)
- How to make a claim on 21st Century super visa insurance
- How to make a claim on Secure Travel super visa insurance
- Travelance vs 21st Century super visa insurance: side by side
- Destination Travel Group vs Secure Travel super visa insurance: side by side
- How to make a claim on Manulife CoverMe super visa insurance
- 21st Century vs Manulife CoverMe: same underwriter, different plans
- How to make a claim on Destination Travel Group super visa insurance
- How to make a claim on Allianz Global Assistance super visa insurance
- Manulife CoverMe vs 21st Century vs Secure Travel: three-way comparison
Buying for a parent abroad (18)
By country: why home-country policies are refused, prices in local currency, processing times.
- Super visa insurance for parents from Iran
- Super visa insurance for parents from China
- Super visa insurance for parents from Egypt
- Super visa insurance for parents from Ghana
- Super visa insurance for parents from India
- Super visa insurance for parents from Kenya
- Super visa insurance for parents from Nepal
- Super visa insurance for parents from Mexico
- Super visa insurance for parents from the UK
- Super visa insurance for parents from Jamaica
- Super visa insurance for parents from Lebanon
- Super visa insurance for parents from Nigeria
- Super visa insurance for parents from the UAE
- Super visa insurance for parents from Vietnam
- Super visa insurance for parents from Pakistan
- Super visa insurance for parents from Sri Lanka
- Super visa insurance for parents from Bangladesh
- Super visa insurance for parents from the Philippines
Visitors to Canada (25)
Relatives on an ordinary visitor visa or eTA.
- Visitors to Canada insurance: compare and buy online
- Visitors to Canada insurance cost: by age, trip length and coverage
- How to buy visitors to Canada insurance: step by step
- Visitor insurance for parents on an ordinary visitor visa
- Visitors to Canada insurance deductibles: what each one saves
- How much is visitor insurance for a 2-month trip to Canada?
- How much is visitor insurance for a 6-month stay in Canada?
- Visitor insurance for Americans visiting Canada
- Can you pay for visitors to Canada insurance monthly?
- Visitor insurance coverage amounts: $50,000 vs $100,000 vs $150,000
- Can you buy visitors to Canada insurance after arrival?
- How to extend an existing visitors to Canada insurance policy
- Visitor insurance for parents and relatives visiting from India
- Visitor visa vs eTA: which relatives need which, and when to buy insurance
- What visitors to Canada insurance does not cover
- Does visitors to Canada insurance cover side trips to the US?
- Visitor insurance for parents and relatives visiting from the Philippines
- Visitors to Canada insurance and pre-existing conditions: the stability rules
- Extending the stay with a visitor record and aligning the insurance
- Visitor insurance for grandparents over 80 visiting Canada
- Visitor insurance for siblings, in-laws and other relatives visiting Canada
- Visitors to Canada insurance refunds and cancellation: what you get back
- Visitor insurance for grandchildren and minors visiting Canada
- Visitor insurance for UK and European visitors to Canada
- How long should a visitors to Canada insurance policy be?
The super visa process (15)
Eligibility, income, documents, medical exam, biometrics, after approval.
- Super visa document checklist 2026: the complete list for the parent and the host
- Super visa biometrics: how to give fingerprints and photo, step by step
- How to apply for a super visa online, step by step
- Super visa medical exam: how to book it, what is tested and when to do it
- Can my spouse co-sign the super visa application?
- Super visa refused: what the letter means, whether to reapply or appeal, and getting the insurance refunded
- Super visa invitation letter: what the host must write, section by section
- How does the super visa 5-year stay work? Stay, validity, re-entry and extensions
- Super visa approved: passport request, insurance start date, travel and the port of entry
- Super visa proof of income: which documents to gather and how to get them
- Insurance for parents visiting Canada: super visa or visitor visa?
- Super visa vs visitor visa: which should your parents apply for?
- Super visa processing times by country: the September 2026 table and how to read IRCC's tool
- Super visa income requirement 2026: the LICO table, family size and worked examples
- Super visa vs parent and grandparent sponsorship: what is open in 2026
Newcomers and permit holders (20)
Provincial waiting periods and health cover while you settle.
- Health insurance for work permit holders in Canada
- Health insurance for international students and their families
- How to apply for OHIP as a newcomer
- Insuring the spouse and children of an international student
- Provincial health waiting-period insurance for newcomers
- PEI Health Card waiting period for newcomers and movers
- What insurance do you need while waiting for permanent residence?
- Insurance for refugee claimants: what IFHP covers and what it does not
- Pre-arrival insurance checklist for newcomers to Canada
- Quebec RAMQ waiting period: the rule, the exemptions and the gap
- Alberta AHCIP: is there a waiting period for new residents?
- Does your employer's health plan cover the provincial waiting period?
- Insuring the dependants of a work permit holder
- Ontario OHIP: no waiting period, but not everyone qualifies
- Manitoba Health waiting period for newcomers and movers
- Nova Scotia MSI waiting period: who is covered from when
- Newfoundland and Labrador MCP: waiting period and permit rules
- Saskatchewan health card waiting period for newcomers
- New Brunswick Medicare waiting period: arrivals from abroad and from other provinces
- BC MSP waiting period: how long it is and what covers you
Trips home (12)
Travel insurance for the Canadian family going abroad.
- Travel insurance for trips home to India, the Philippines and Pakistan
- Travel insurance for a trip to India: what OHIP pays, what to buy, and what to check
- Travel insurance for a trip to Pakistan: cash-first hospitals, advisories and what to buy
- Travel insurance for a trip to the Philippines: hospital deposits, typhoons and what to buy
- Travel insurance for Hajj and Umrah: what the Saudi visa policy covers and what a Canadian policy adds
- Is an annual multi-trip plan worth it for trips home? When it pays off and where the trip-length limits bite
- Travel insurance for over-70 travellers: stability periods, trip-length limits and what it costs
- How to claim on travel insurance while abroad: the call, the documents and the deadlines
- Does travel insurance cover pregnancy on a trip home? The 9-week rule and the typical exclusions
- Travel insurance for parents who are now permanent residents: the policy, the OHIP clock and the PR card
- What provincial health plans pay outside Canada: OHIP, MSP, AHCIP, RAMQ and the rest
- My parent is on a super visa and wants to go home for a month. What happens to the insurance?
Life and critical illness (18)
Term life and critical illness for newcomers and super visa hosts.
- Critical illness insurance for new Canadians
- Life insurance for newcomers and work permit holders in Canada
- How much does life insurance cost by age for a newcomer to Canada?
- How much life insurance does a newcomer to Canada need?
- Do smokers and vapers pay more for life insurance in Canada?
- Term or whole life insurance: which should a newcomer buy?
- How to compare life insurance quotes in Canada as a newcomer
- TFSA, RRSP and life insurance: how do they fit together for a newcomer?
- Can you convert group life insurance to an individual policy when you leave a job?
- No-medical life insurance for newcomers: simplified issue vs guaranteed issue
- Can you name a life insurance beneficiary who lives outside Canada?
- How to complete a life insurance e-application in Canada
- Mortgage insurance vs term life: which protects a newcomer's home better?
- Insurance for new permanent resident families: what to buy, in what order
- Critical illness vs disability insurance: what is the difference and which does a newcomer need?
- Can work permit holders get life insurance in Canada? Residency rules by insurer
- What happens to your Canadian life insurance if you leave Canada?
- Life insurance for the super visa host: protecting the promise you signed
By city (20)
Local guides for Ontario cities and, from 2028, other provinces.
- Super visa insurance in Ottawa
- Super visa insurance in Surrey
- Super visa insurance in Calgary
- Super visa insurance in Markham
- Super visa insurance in Toronto
- Super visa insurance in Vaughan
- Super visa insurance in Windsor
- Super visa insurance in Brampton
- Super visa insurance in Edmonton
- Super visa insurance in Hamilton
- Super visa insurance in Oakville
- Super visa insurance in Winnipeg
- Super visa insurance in Vancouver
- Super visa insurance in Burlington
- Super visa insurance in Mississauga
- Super visa insurance in Scarborough
- Super visa insurance in Richmond Hill
- Super visa insurance in Ajax and Pickering
- Super visa insurance in London, Ontario
- Super visa insurance in Kitchener-Waterloo