Super visa insurance in London, Ontario

London, Ontario hosts can buy IRCC-compliant super visa insurance online in about ten minutes: $100,000 or more of emergency medical cover for one year from a Canadian insurer, from roughly $1,577 a year at 55 and $4,000 at 75 with stable conditions covered (October 2026). SuperVisaDirect is licensed in Ontario and serves London residents now.

Rules and prices checked October 18, 2026. Written by a licensed advisor at SuperVisaDirect, FSRA licence on file.

London families can buy IRCC-compliant super visa insurance online now, from about $1,577 a year for a 55-year-old parent and $4,000 at 75 with stable conditions covered (lowest of eight insurers compared in October 2026). Super Visa Direct Insurance Services is licensed in Ontario and serves London residents today.

Who in London is buying super visa insurance?

London had 422,324 residents in the 2021 Census, including 6.5 percent South Asian, 5.3 percent Arab, 4.2 percent Black, 3.0 percent Latin American, 2.9 percent Chinese and 1.4 percent Filipino, per Wikipedia citing the Statistics Canada Census Profile. The Arab share is among the highest of any Ontario city outside Windsor, reflecting Syrian, Iraqi and Lebanese settlement since 2015.

That makes London’s super visa applications unusually varied. Indian families around Western University and the hospitals, Syrian and Iraqi parents who may have to travel for biometrics and the panel physician exam, Colombian and Chinese parents, and a steady Filipino demand. Nationally India supplied 56 percent of applicants from 2011 to 2023, China 11 percent and the Philippines 4 percent.

How does buying work from London?

The purchase is online and takes about ten minutes: enter the parent’s date of birth, planned entry date and health answers, compare live prices, pay annually or by deposit and instalments, and download a certificate naming the underwriter. IRCC accepts the certificate, not a quote.

Step What you do What you get
1 Enter age, entry date, health answers Live prices from available insurers
2 Choose plan and deductible Policy summary naming the underwriter
3 Pay in full or 2-month deposit plus fee Certificate PDF by email
4 Upload to the IRCC application Proof of insurance on file
5 Forward to your parent Shown to CBSA at entry

The IRCC rules require at least $100,000 per applicant covering health care, hospitalisation and repatriation, valid one year from entry, from a Canadian insurer or a foreign insurer on OSFI’s register. No Indian, Syrian, Colombian or Chinese domestic insurer qualifies. For parents whose arrival date will move, read how to change the start date and the full super visa insurance guide.

Which languages does SuperVisaDirect support?

English now, with Punjabi, Hindi, Urdu and Tagalog pages planned and Arabic and Spanish under review. A family member can translate during a phone walkthrough of the health questions, and every listed insurer runs a multilingual 24-hour assistance line for the parent once in Canada.

What does a London hospital charge an uninsured parent?

London Health Sciences Centre (University and Victoria hospitals) and St. Joseph’s Health Care London set their own non-resident rates and do not publish a simple per-day figure. Comparable 2026 schedules show a ward bed at $3,750 a day at Cambridge Memorial and $4,005 at Queensway Carleton, intensive care at $5,750 to $15,642 a day and an emergency visit at $850 to $1,242.

Item Cambridge Memorial, 2026-27 ($) Queensway Carleton, Apr 2026 ($)
Ward bed, per day 3,750 4,005
Intensive care, per day 5,750 15,642
Emergency visit 850 1,242

Physician fees are extra. A week in intensive care at the lower schedule is $40,250 before the specialists bill, which is why the health questions must be answered exactly; see pre-existing conditions.

What will it cost a London family?

Annual premium, $100,000 coverage, $0 deductible, stable pre-existing covered, rates seen Oct 2026 — verify at quote time.

Parent’s age Lowest of 8 insurers ($/yr) Highest ($/yr)
55 1,577 2,373
65 2,051 4,201
75 4,000 9,910

Source: BestQuote. Insurer-by-insurer figures are on the cost page, instalments on monthly plans, and the next market east on our Kitchener-Waterloo page.

Questions people ask

Do I need to visit an office in London to buy super visa insurance?

No. The purchase is online: enter the parent's date of birth, planned entry date and health answers, compare live prices, pay annually or by deposit and instalments, and download the certificate naming the underwriter. Upload it with the IRCC application and send a copy to your parent for CBSA at Pearson or Detroit-Windsor.

What does London Health Sciences Centre charge a parent without insurance?

LHSC and St. Joseph's Health Care London set their own non-resident rates and do not publish a simple daily figure. Comparable 2026 schedules charge $3,750 a day for a ward at Cambridge Memorial and $4,005 at Queensway Carleton, $5,750 to $15,642 a day in intensive care and $850 to $1,242 for an emergency visit, before physician fees.

My parents are from Syria. Does the war affect their super visa insurance?

The insurance is the same: $100,000 for a year from a Canadian insurer. IRCC's side differs: biometrics and the panel physician exam may need travel to a neighbouring country, and processing is slower. Choose a plan whose start date can be moved and refunded in full before it begins, because the arrival date will move.

Can I pay for super visa insurance monthly?

Yes. IRCC accepts instalments with a deposit. 21st Century takes two months' premium plus $50, Destination two months plus $10, Secure Travel two months plus $120 and Travelance two months plus $60 to $100. Manulife, GMS and Allianz are annual-pay only. A missed instalment lapses the cover.

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Sources