Every super visa insurer, reviewed
Who underwrites each brand, the age limits and stability periods, monthly terms, refund rules and what reviews say about claims. Prices seen Oct 2026.
21st Century super visa insurance review
21st Century super visa insurance review: Manulife-underwritten, Basic has no maximum age, monthly plan 2 months plus $50, 2-year rate lock, 180 days.
How to make a claim on 21st Century super visa insurance
How to make a 21st Century super visa insurance claim: call 1-877-882-2957 before treatment, avoid the 20% co-insurance, file in the Travel Claims portal.
21st Century vs Manulife CoverMe: same underwriter, different plans
21st Century vs Manulife CoverMe super visa insurance on 18 Oct 2026: same Manulife underwriter, 21st Century lower at 55, CoverMe lower at 60-75, fees.
Allianz Global Assistance super visa insurance review
Allianz super visa insurance review: underwritten by CUMIS, eligible to 89, 90/180-day stability, $500 deductible, no monthly plan, costly from age 60.
How to make a claim on Allianz Global Assistance super visa insurance
How to make an Allianz Global Assistance super visa insurance claim: call 1-844-310-1578 before treatment or get 80% only, 30 and 90-day deadlines.
Allianz Global Assistance vs TuGo super visa insurance: side by side
Allianz Global Assistance vs TuGo super visa insurance on 18 Oct 2026: TuGo lower at 55, 65 and 75, CUMIS vs iA underwriter, age 89 vs no limit.
Destination Travel Group super visa insurance review
Destination Travel Group super visa insurance review: Zurich Canadian Branch underwrites it, 90/120/180-day stability, monthly 2 months plus $10, none 80+.
How to make a claim on Destination Travel Group super visa insurance
How to make a Destination Travel Group super visa insurance claim: call Zurich Travel Assist within 24 hours, report in 30 days, send proof within 90 days.
Destination Travel Group vs Secure Travel super visa insurance: side by side
Destination Travel Group vs Secure Travel super visa insurance on 18 Oct 2026: Secure Travel lower at every age, Destination's $10 monthly fee.
GMS super visa insurance review
GMS super visa insurance review: Regina direct insurer, max age 79, 180-day stability, no medical questions under 55, $5,000 repatriation cap, annual only.
How to make a claim on GMS super visa insurance
How to make a GMS super visa insurance claim: call GMS Travel Assistance at 1-800-459-6604 within 24 hours or benefits fall to 70%; proof in 90 days.
GMS vs Destination Travel Group super visa insurance: side by side
GMS vs Destination Travel Group super visa insurance on 18 Oct 2026: GMS lower at 55-65, Destination lower at 70-75, max age 79 vs 90, monthly $10 fee.
Manulife CoverMe super visa insurance review
Manulife CoverMe super visa insurance review: all three plans qualify, 180-day stability, full refund on IRCC refusal, no monthly plan, highest price.
How to make a claim on Manulife CoverMe super visa insurance
How to make a Manulife CoverMe super visa insurance claim: call 1-877-878-0142 before treatment or pay 20%, send originals to Active Care Management.
Manulife CoverMe vs 21st Century vs Secure Travel: three-way comparison
Manulife CoverMe vs 21st Century vs Secure Travel super visa insurance on 18 Oct 2026: Secure Travel lowest at every age, Manulife paper on two plans.
Secure Travel super visa insurance review
Secure Travel super visa insurance review: RIMI plan on iA paper, claims by MSH, to age 90, 90-day stability to 69, monthly 2 months plus $120, no Quebec.
How to make a claim on Secure Travel super visa insurance
How to make a Secure Travel (RIMI) super visa insurance claim: call MSH Assistance within 24 hours and before surgery, avoid the 20% penalty.
Secure Travel vs GMS super visa insurance: side by side
Secure Travel vs GMS super visa insurance compared on 18 Oct 2026: price by age, underwriter, stability rules, max age 90 vs 79, monthly plan, repatriation cap.
Travelance super visa insurance review
Travelance super visa insurance review: Old Republic underwrites Essential and Premier, monthly 2 months plus $60-100, costly from 70, no cover at 80.
Travelance vs 21st Century super visa insurance: side by side
Travelance vs 21st Century super visa insurance on 18 Oct 2026: Travelance lower at 55 and 65, 21st Century at 75; monthly fees $60-100 vs $50.
TuGo super visa insurance review
TuGo super visa insurance review: iA Financial Group underwrites it, Comprehensive has no maximum age, stability 90 to 365 days by age, slow-claim reviews.
How to make a claim on TuGo super visa insurance
How to make a TuGo super visa insurance claim: call +1-800-663-0399 before treatment, file through myTuGo, upload signed forms and itemized bills.
TuGo vs Manulife CoverMe super visa insurance: side by side
TuGo vs Manulife CoverMe super visa insurance compared on 18 Oct 2026: price by age, iA vs Manulife underwriter, stability 90-365 vs 180 days, fees.
Super visa insurance underwriters explained: brand, underwriter, assistance company and MGA
Super visa insurance underwriter vs brand vs assistance company vs MGA: why IRCC checks the underwriter on the certificate, and who insures each plan.
At a glance
| Insurer | Underwriter | Max age | Monthly plan | Refund if visa refused |
|---|---|---|---|---|
| TuGo | iA Financial Group (Industrial Alliance) | None | Annual only | Full refund before the effective date |
| Secure Travel | iA Financial Group (RIMI Insurance Solutions; claims by MSH) | 90 | 2 months’ premium deposit + $120 fee, then 10 instalments | Full refund less admin fee with the IRCC refusal letter, before the effective date |
| GMS | Group Medical Services (direct insurer, Regina) | 79 | Annual only | Full refund less admin fee with the IRCC refusal letter |
| Destination Travel Group | Zurich Insurance Company Ltd (Canadian Branch) | 89 | 2 months’ premium deposit + $10 fee | Full refund if cancelled before the effective date |
| 21st Century Travel | Manulife (The Manufacturers Life Insurance Company) | 85 | 2 months’ premium deposit + $50 fee; 2-year option | Full refund if coverage has not started, proof within 30 days |
| Allianz Global Assistance | CUMIS General Insurance Company | 89 | Annual only | Refund terms per policy wording; fees may apply |
Listed insurers are those SuperVisaDirect is contracting with or represents; the quoter shows live availability. Full written list: insurers we represent.