Winnipeg hosts need at least $100,000 of emergency medical cover for one year from a Canadian insurer, priced from about $1,577 a year at 55 and $4,000 at 75 with stable conditions covered (lowest of eight insurers compared in October 2026). SuperVisaDirect serves Ontario residents today; coverage for Manitoba residents is coming in 2028, so this page is informational.
Who in Winnipeg is buying super visa insurance?
Winnipeg’s 749,607 residents were 11.3 percent Filipino in the 2021 Census, the highest share of any major Canadian city, with South Asian residents at 8.48 percent (62,460 people) per Statistics Canada via Wikipedia. Among Metro Winnipeg’s 207,950 immigrants, the Philippines supplied 62,485 (30 percent), India 28,245 (13.6 percent) and China 8,975 (4.3 percent) per table 98-10-0349-03.
That makes Winnipeg the one major market where Filipino parents are the majority of super visa applicants, with Punjabi families a growing second. Parents apply from abroad and complete the immigration medical with a panel physician in their own country, so Winnipeg clinics are not involved. September 2026 processing ran 90 days for the Philippines and 70 for India.
What does IRCC require from a Winnipeg host?
The IRCC rules are national: at least $100,000 per applicant for health care, hospitalisation and repatriation, valid one year from the date of entry and on each entry, from a Canadian insurer or an OSFI-authorised foreign insurer issuing in Canada. Instalments are accepted with a deposit; quotes are not.
| IRCC requirement | Detail |
|---|---|
| Minimum coverage | $100,000 per applicant |
| Must cover | Health care, hospitalisation, repatriation |
| Validity | At least 1 year from date of entry, on each entry |
| Insurer | Canadian, or OSFI-authorised foreign insurer issuing in Canada |
| Proof | Certificate naming the underwriter, uploaded with application, shown to CBSA |
| Not accepted | Quotes, broker letters, Philippine or Indian domestic insurers |
Full rules are on our super visa insurance guide.
How does buying work, and when can Winnipeg use SuperVisaDirect?
Buying is online with any licensed agent: enter the parent’s age, entry date and health answers, compare prices, pay, and download the certificate naming the underwriter. SuperVisaDirect’s quoter serves Ontario residents now and Manitoba residents from 2028. The site is in English, with Punjabi, Hindi, Urdu and Tagalog pages planned before the Manitoba launch.
All eight carriers we track sell in Manitoba. GMS, the Regina direct insurer with no medical questions under 55, is reviewed on our GMS page.
What does a Winnipeg hospital charge an uninsured parent?
Winnipeg hospitals publish uninsured-Canadian rates rather than a single visitor rate: Victoria General Hospital listed $1,139 a day for a ward bed and $440 for an urgent care visit for uninsured Canadians in 2024-25. Where hospitals publish both, the non-resident rate is two to three times the uninsured-resident figure, as at Queensway Carleton in Ontario ($1,335 against $4,005).
| Item | Victoria General, uninsured Canadian 2024-25 ($) | Queensway Carleton, non-resident Apr 2026 ($) |
|---|---|---|
| Ward bed, per day | 1,139 | 4,005 |
| Intensive care, per day | Not published | 15,642 |
| Emergency or urgent care visit | 440 | 1,242 |
Physician fees are extra. Manitoba Health’s wait of up to three months applies to new residents only, so a super visa parent needs private cover for the whole stay; see pre-existing conditions for the questions that decide whether a claim is paid.
What will it cost a Winnipeg family?
Annual premium, $100,000 coverage, $0 deductible, stable pre-existing covered, rates seen Oct 2026 — verify at quote time.
| Parent’s age | Lowest of 8 insurers ($/yr) | Highest ($/yr) |
|---|---|---|
| 55 | 1,577 | 2,373 |
| 65 | 2,051 | 4,201 |
| 75 | 4,000 | 9,910 |
Source: BestQuote. Insurer figures are on the cost page, instalments on monthly plans, and the nearest Prairie comparison on our Calgary page.
Questions people ask
Can I buy from SuperVisaDirect if I live in Winnipeg?
Not yet. Super Visa Direct Insurance Services is licensed in Ontario and serves Ontario residents now. Coverage for Manitoba residents is coming in 2028. Until then, this page gives the IRCC rules, the eight insurers and October 2026 prices so you can buy correctly from a Manitoba-licensed agent or an insurer directly.
My parents are from the Philippines. Which plans suit them?
The rules are identical: $100,000 for a year from a Canadian insurer. Filipino parents are often under 65, where Secure Travel (90-day stability), GMS (no medical questions under 55) and Destination were the lowest priced in October 2026. Philippine domestic insurers do not qualify. Processing from Manila took 90 days in September 2026.
Does Manitoba Health's waiting period affect super visa parents?
No. Super visa holders are visitors and never qualify for Manitoba Health, so the up-to-three-month wait for new residents is irrelevant; private cover must run the whole stay. The wait matters only if a parent later lands as a permanent resident, when a visitor policy bridges the gap.
What does Health Sciences Centre charge a visitor without insurance?
Winnipeg hospitals publish uninsured-Canadian rates but not a single visitor rate: Victoria Hospital listed $1,139 a day for a ward bed and $440 for an urgent care visit for uninsured Canadians in 2024-25. Non-resident rates elsewhere run two to three times the uninsured-resident figure, so budget on $3,000 or more a day plus physician fees.
Get the policy IRCC requires, in minutes
Three questions, one price, one button. The certificate your parent needs is emailed the same day.
Sources
- Statistics Canada, Census Profile 2021, Winnipeg (City)
- Statistics Canada, Place of birth and period of immigration, census metropolitan areas (table 98-10-0349-03)
- Wikipedia, Demographics of Winnipeg (2021 census, citing Statistics Canada)
- IRCC, Super visa: documents and insurance requirement
- Victoria General Hospital Winnipeg, service rates for uninsured patients 2024-2025
- Queensway Carleton Hospital, fees for patients without health insurance (April 2026)
- BestQuote, Super Visa Insurance rates