Super visa insurance in Vaughan

Vaughan hosts can buy IRCC-compliant super visa insurance online in about ten minutes: $100,000 or more of emergency medical cover for one year from a Canadian insurer, from roughly $1,577 a year at 55 and $4,000 at 75 with stable conditions covered (October 2026). SuperVisaDirect is licensed in Ontario and serves Vaughan residents now.

Rules and prices checked October 18, 2026. Written by a licensed advisor at SuperVisaDirect, FSRA licence [FSRA-LICENCE].

Vaughan families can buy IRCC-compliant super visa insurance online now, from about $1,577 a year for a 55-year-old parent and $4,000 at 75 with stable conditions covered (lowest of eight insurers compared in October 2026). Super Visa Direct Insurance Services is licensed in Ontario and serves Vaughan residents today.

Who in Vaughan is buying super visa insurance?

Vaughan’s 323,103 residents were 35.4 percent visible minority in the 2021 Census: South Asian 11.17 percent, East Asian 10.54 percent, Middle Eastern 5.49 percent and Southeast Asian 5.27 percent, per Wikipedia citing the Statistics Canada Census Profile. By ethnic origin the city is 26.5 percent Italian, 8.5 percent Chinese, 7.9 percent Jewish, 5.4 percent East Indian, 2.9 percent Filipino, 2.3 percent Vietnamese and 2.2 percent Iranian.

The super visa demand comes from the newer half of that list. Indian and Sri Lankan families in Thornhill and Woodbridge, Chinese families along the Richmond Hill border, Filipino and Vietnamese hosts in Maple, and Iranian families whose parents face the longest wait: 265 days from Iran in September 2026 against 70 from India, 77 from China and 90 from the Philippines, per Immigration.ca.

How does buying work from Vaughan?

The purchase is online and takes about ten minutes. You enter the parent’s date of birth, planned entry date and health answers, compare live prices, pay annually or by deposit and instalments, and receive a certificate naming the underwriter. IRCC accepts the certificate, not a quote.

Step What you do What you get
1 Enter age, entry date, health answers Live prices from available insurers
2 Choose plan and deductible Policy summary naming the underwriter
3 Pay in full or 2-month deposit plus fee Certificate PDF by email
4 Upload to the IRCC application Proof of insurance on file
5 Forward to your parent Shown to CBSA at Pearson

The IRCC rules require at least $100,000 per applicant covering health care, hospitalisation and repatriation, valid one year from entry, from a Canadian insurer or a foreign insurer on OSFI’s register. No Indian, Chinese, Iranian or Filipino domestic insurer qualifies. For a long wait from Iran, the start date must be changeable; see from Iran and the full super visa insurance guide.

Which languages does SuperVisaDirect support?

English now, with Punjabi, Hindi, Urdu and Tagalog pages planned and Chinese and Farsi under review. A family member can translate during a phone walkthrough of the health questions, and every listed insurer runs a multilingual 24-hour assistance line for the parent once in Canada.

What does a Vaughan hospital charge an uninsured parent?

Cortellucci Vaughan Hospital is run by Mackenzie Health, which publishes its rates. Mackenzie Health lists $3,000 a day for an international patient in a ward, $3,265 semi-private, $3,320 private and $5,300 a day in critical care, with no effective date stated and prices subject to change. It lists no emergency visit rate; Queensway Carleton charges $1,242 under its April 2026 schedule.

Item Mackenzie Health, international ($) Queensway Carleton, Apr 2026 ($)
Ward bed, per day 3,000 4,005
Intensive care, per day 5,300 15,642
Emergency visit Not listed 1,242

Physician fees are billed separately. Five days in critical care at Cortellucci Vaughan is $26,500 before a single specialist bill, which is why the health questions must be answered exactly; see pre-existing conditions.

What will it cost a Vaughan family?

Annual premium, $100,000 coverage, $0 deductible, stable pre-existing covered, rates seen Oct 2026 — verify at quote time.

Parent’s age Lowest of 8 insurers ($/yr) Highest ($/yr)
55 1,577 2,373
65 2,051 4,201
75 4,000 9,910

Source: BestQuote. Breakdowns by insurer are on the cost page, instalment options on monthly plans, and the neighbouring market on our Richmond Hill page.

Questions people ask

What does Cortellucci Vaughan Hospital charge a parent without insurance?

Mackenzie Health, which runs Cortellucci Vaughan and Mackenzie Richmond Hill, lists $3,000 a day for an international patient in a ward, $3,265 semi-private, $3,320 private and $5,300 a day in critical care, before physician fees. It publishes no emergency visit rate; comparable Ontario schedules charge $850 to $1,242 a visit.

My parents are from Iran. Why is processing so slow?

Iran had the longest super visa processing of any major source country at 265 days in September 2026, against 70 for India. The insurance is identical, $100,000 for a year from a Canadian insurer, but the start date will almost certainly move, so pick a carrier that lets you change it or refund in full before the effective date.

Can I pay monthly for super visa insurance in Vaughan?

Yes. IRCC accepts instalments with a deposit. 21st Century takes two months' premium plus $50, Destination two months plus $10, Secure Travel two months plus $120 and Travelance two months plus $60 to $100. Manulife, GMS and Allianz are annual-pay only. A missed instalment lapses the cover.

Is there an IRCC-approved list of super visa insurers?

No. IRCC publishes no approved list. The test is a Canadian insurer, or a foreign insurer authorised by OSFI and on OSFI's public register, issuing in the course of its business in Canada. Every plan SuperVisaDirect lists is underwritten by such an insurer, and the certificate names it.

Get the policy IRCC requires, in minutes

Three questions, one price, one button. The certificate your parent needs is emailed the same day.

Get my policy

Sources