Ajax and Pickering families can buy IRCC-compliant super visa insurance online now, from about $1,577 a year for a 55-year-old parent and $4,000 at 75 with stable conditions covered (lowest of eight insurers compared in October 2026). Super Visa Direct Insurance Services is licensed in Ontario and serves Durham Region residents today.
Who in Ajax and Pickering is buying super visa insurance?
Ajax’s largest visible minority group is South Asian: 26.2 percent of its 126,666 residents in the 2021 Census, with 42 percent immigrants, 16.8 percent Black, 5.3 percent Filipino and 3 percent Chinese, per Wikipedia citing the Statistics Canada Census Profile. Immigrants were born in India 13 percent, Sri Lanka 11 percent, Jamaica 10 percent, the Philippines 8 percent, Pakistan 8 percent and Guyana 6 percent.
Pickering’s 99,186 residents were 36.3 percent immigrants and 21.19 percent South Asian, with immigrants from India 11.2 percent, Sri Lanka 8.2 percent, Pakistan 7.9 percent, the Philippines 7.5 percent and Jamaica 7.2 percent, per Wikipedia. The two towns together are a Tamil, Punjabi, Pakistani and Filipino super visa market that behaves like Scarborough’s; see from Sri Lanka for the Tamil-specific points.
How does buying work from Ajax or Pickering?
The purchase is online and takes about ten minutes: enter the parent’s date of birth, planned entry date and health answers, compare live prices, pay annually or by deposit and instalments, and download a certificate naming the underwriter. IRCC accepts the certificate, not a quote.
| Step | What you do | What you get |
|---|---|---|
| 1 | Enter age, entry date, health answers | Live prices from available insurers |
| 2 | Choose plan and deductible | Policy summary naming the underwriter |
| 3 | Pay in full or 2-month deposit plus fee | Certificate PDF by email |
| 4 | Upload to the IRCC application | Proof of insurance on file |
| 5 | Forward to your parent | Shown to CBSA at Pearson |
The IRCC rules require at least $100,000 per applicant covering health care, hospitalisation and repatriation, valid one year from entry, from a Canadian insurer or a foreign insurer on OSFI’s register. No Indian, Sri Lankan, Pakistani or Filipino domestic insurer qualifies. Read the full guide at super visa insurance.
Which languages does SuperVisaDirect support?
English now, with Punjabi, Hindi, Urdu and Tagalog pages planned and Tamil under review given Durham’s demand. A family member can translate during a phone walkthrough of the health questions, and every listed insurer runs a multilingual 24-hour assistance line for the parent once in Canada.
What does the Ajax Pickering hospital charge an uninsured parent?
Lakeridge Health’s Ajax Pickering Hospital sets its own non-resident rates and does not publish a simple per-day figure. The nearest published schedule is Scarborough Health Network’s: $3,058 a day for a ward, $7,814 a day in intensive care and $794 for an emergency visit facility fee, with X-ray, CT, MRI and other diagnostics charged separately. Queensway Carleton in Ottawa charges $4,005, $15,642 and $1,242 under its April 2026 schedule.
| Item | Scarborough Health Network ($) | Queensway Carleton, Apr 2026 ($) |
|---|---|---|
| Ward bed, per day | 3,058 | 4,005 |
| Intensive care, per day | 7,814 | 15,642 |
| Emergency visit | 794 facility fee | 1,242 |
Physician fees are extra at both. Four days in intensive care at the Scarborough rate is $31,256 before specialists, which is why the health questions must be answered exactly; see pre-existing conditions.
What will it cost an Ajax or Pickering family?
Annual premium, $100,000 coverage, $0 deductible, stable pre-existing covered, rates seen Oct 2026 — verify at quote time.
| Parent’s age | Lowest of 8 insurers ($/yr) | Highest ($/yr) |
|---|---|---|
| 55 | 1,577 | 2,373 |
| 65 | 2,051 | 4,201 |
| 75 | 4,000 | 9,910 |
Source: BestQuote. Insurer-by-insurer figures are on the cost page, instalments on monthly plans, and the neighbouring market on our Scarborough page.
Questions people ask
What does the Ajax Pickering hospital charge a parent without insurance?
Lakeridge Health does not publish a simple daily rate for non-residents. The nearest published schedule, Scarborough Health Network's, charges $3,058 a day for a ward, $7,814 a day in intensive care and $794 for an emergency visit facility fee, with diagnostics extra; Queensway Carleton's April 2026 schedule is $4,005, $15,642 and $1,242.
My parents are Tamil, from Sri Lanka. Is anything different?
The insurance is the same: $100,000 for a year from a Canadian insurer. Sri Lanka is not among the countries with published September 2026 processing times, so plan for the 112-day service standard and choose a carrier whose start date can be moved. A Sri Lankan domestic insurer's policy would be refused.
Can I pay for super visa insurance monthly?
Yes. IRCC accepts instalments with a deposit. 21st Century takes two months' premium plus $50, Destination two months plus $10, Secure Travel two months plus $120 and Travelance two months plus $60 to $100. Manulife, GMS and Allianz are annual-pay only. A missed instalment lapses the cover.
Do I need to visit an office in Ajax to buy?
No. The purchase is online: enter the parent's date of birth, planned entry date and health answers, compare live prices, pay annually or by deposit and instalments, and download the certificate naming the underwriter. Upload it with the IRCC application and send a copy to your parent for CBSA at Pearson.
Get the policy IRCC requires, in minutes
Three questions, one price, one button. The certificate your parent needs is emailed the same day.
Sources
- Statistics Canada, Census Profile 2021, Ajax (Town)
- Wikipedia, Ajax, Ontario (2021 census demographics, citing Statistics Canada)
- Wikipedia, Pickering, Ontario (2021 census demographics, citing Statistics Canada)
- IRCC, Super visa: documents and insurance requirement
- OSFI, Canadian and foreign insurance companies
- Scarborough Health Network, fees, charges and patient rooms
- Queensway Carleton Hospital, fees for patients without health insurance (April 2026)
- BestQuote, Super Visa Insurance rates